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Suz, I have my insurance with NFU and I have their home and lifestyle policy with buildings, contents and personal belongings sections. I have separately listed the guns worth more than £5000 under personal belongings. They are covered for all risks including accidental damage and are covered for damage while in use. With contents section I am insured for "third party" liability of £2.5m while engaged in "private pursuits" so that covers my neighbours in the line. No cover for theft from unattended vehicle unless it is in a locked boot and there is evidence of violent entry, though that goes without saying for guns. I think if for business (i.e.) paid pest control you may need to look at other policies. The branch I use is on 01322 665560 and I find them helpful. |