| Suz |
| (member) |
| 24/07/2007 10:07 |
Where do I find Insurance?
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I have just bought a gun for my boyfriend and need to get insurance for it. Should I, list it under my house policy or do I need to get something special?
| icannshoot |
| (member) |
| 24/07/2007 12:29 |
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Re: Where do I find Insurance?
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perhaps your gun dealer can offer some advice?
when i bought my rifle i purchased insurance at the same time and saved some cash.
good thinking eh?
| Morris |
| (member) |
| 24/07/2007 12:40 |
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Re: Where do I find Insurance?
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are you discussing the boyfriend or the gun?
well i put it under my home insurance and the returns were pretty good when i had my gun stolen!
my new gun is better than my girlfriend!!
(in summary, home insurance)
| hoorayhenry |
| (member) |
| 24/07/2007 12:43 |
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Re: Where do I find Insurance?
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I found guninsurance.co.uk provide an excellent service
try them
| Alastair_Balmain |
| (stranger) |
| 25/07/2007 11:36 |
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Re: Where do I find Insurance?
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Hi Suz,
Welcome to the forum. I hope you find it useful.
I'd back up what Morris, Icanshoot and Hooray Henry have all said. In particular Sporting Insurance Services are a good name to consider (www.guninsurance.co.uk). They are specialists in the area and, rather obviously, understand shooters.
Your household insurance very often should cover guns as named items — depending on the insurer. I have heard of some companies refusing when they put the three letters g u n together and alarms go off in their heads.
Try and explain that it's the same as insuring golf clubs and they often won't hear a word. NFU Mutual, I believe, could be a good option, however, as they're conversant with country ways. There are other companies I'm sure. Has anyone else got a suggestion?Yours, Alastair.
| Ian_R_Payne |
| (member) |
| 07/08/2007 14:33 |
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Re: Where do I find Insurance?
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When I checked, I found that the only stipulation was the value, as with any of the other items on my contents insurance.
In our case as long as the item is under £5000.00 it is covered.
I specifically asked if they had any exclusions for shotguns and was told no.
Our household contents insurance is by Barclays.
Hope this helps.
Ian
| BOB |
| (member) |
| 07/09/2007 11:03 |
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Re: Where do I find Insurance?
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Shooting - Insurance is a specialist field
Checkout out the Web sites of
www.basc.org.uk & www.countryside-alliance.co.uk
Both Should have links to Specialist Insurance company's
BOB/R
| Wildfowler |
| (new user) |
| 22/11/2007 22:20 |
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Re: Where do I find Insurance?
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Quote:
Our household contents insurance is by Barclays.
I was with Barclays they did not cover my guns up to £5000 unless they were in the house? I would check up on that one?
I moved insurers!!
| piggy_peachy |
| (member) |
| 13/05/2008 08:28 |
Re: Where do I find Insurance?
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the best insurance is basc go on to there website and look at there insurance and you can get up to £5,000,000 cover. you can also get very good advice.
| LordScotchCorner |
| (member) |
| 15/07/2008 16:24 |
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Re: Where do I find Insurance?
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Suz, I have my insurance with NFU and I have their home and lifestyle policy with buildings, contents and personal belongings sections. I have separately listed the guns worth more than £5000 under personal belongings. They are covered for all risks including accidental damage and are covered for damage while in use. With contents section I am insured for "third party" liability of £2.5m while engaged in "private pursuits" so that covers my neighbours in the line. No cover for theft from unattended vehicle unless it is in a locked boot and there is evidence of violent entry, though that goes without saying for guns. I think if for business (i.e.) paid pest control you may need to look at other policies. The branch I use is on 01322 665560 and I find them helpful.